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NUA Strategies
07-07-08
Retirement plans holding appreciated employer stock can get big tax savings.
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Handling IRA 'Double Deaths'
06-06-08
Calculating minimum distributions is easier if you consider each death separately.
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Should You Borrow from Your Retirement Plan?
05-07-08
Natalie discusses the legalities, benefits, and dangers of retirement-plan loans.
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Leaving Benefits to a Charitable Remainder Trust
04-11-08
It's not for everyone, but for certain clients, it could be part of a smart estate plan.
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Advising the Surviving Spouse
03-07-08
Here are the rules for rolling over a retirement plan inherited from a predeceased spouse.
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What Happened to Benefits in 2007?
02-07-08
A look back at what Congress and the IRS did for-and to-retirement benefits in 2007.
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Dodging Rollover Pitfalls
12-11-07
Natalie explains why you should use plan-to-plan transfers instead of rollovers, if at all possible.
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Year-End Retirement Checklist
11-19-07
Some retirement-plan work must be done by Dec. 31, while other things are optional. Natalie clues you in on what you need to do to keep your clients' retirement plans in shape.
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The Skinny on Stretches
10-10-07
What is a stretch IRA, what are their advantages, and how do you get one? Natalie has all the answers, including one pointer: Don't leave it to the kids to do it after your client dies; they'll mess it up.
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More Exceptions to the 10% Penalty
09-13-07
Or maybe we should say, More Shenanigans from Congress Regarding the 10% Penalty. Natalie discusses the illogical, arbitrary, and nitpicking exceptions that are just temporary or apply only to certain types of retirement plans. You'll hear how the courts could let a drug dealer slide on his penalty, but not Maryland schoolteachers and Christian Scientists.
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Understanding the 10% Penalty, and Its (Funny) Exceptions
07-18-07
It's no joke. Congress created the retirement plan tax penalty and then wrote 18 exceptions to it. Natalie gives an overview of how the "funniest section of tax code" works and then tackles some of the exceptions.
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The Five Differences Between a Regular and an Inherited IRA
06-07-07
A client recently inherited an IRA from his deceased mother. He proudly tells you that he is going to cash out the inherited IRA and transfer the funds into his regular IRA. You respond, "Not until you understand the five differences between your own IRA and your inherited IRA." Or at least that what Natalie advises in her newest podcast.
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Seven Cleanup Strategies for IRAs
05-09-07
The beneficiaries of a deceased plan participant are pounding at your door. He died without naming a beneficiary or he named the wrong beneficiary, and they need your help to get them out of their mess. In this podcast, Natalie Choate outlines seven strategies to use when an IRA owner fails to put into place a proper plan for his retirement benefits.
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Benefits Update with Natalie Choate
04-20-07
New opportunities for benefits rollovers have been created under the Pension Protection Act of 2006. In this podcast, Natalie outlines the IRS' recent interpretation of the rule and provides you with some opportunities for clients who want to preserve life expectancy benefits for their heirs.
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A Conversation with Joe Mansueto and Bill Nygren
03-14-07
In 1983, Joe Mansueto and Bill Nygren were hired as analysts within a week of each other at Harris Associates in Chicago. Their timing couldn't have been better. It was the dawn of a new era: The bull market had just begun and the great expansion of the mutual-fund industry was about to occur. One year later, Mansueto left Harris to found Morningstar. Nygren stayed at Harris and helped create the Oakmark family of mutual funds. He manages the Oakmark Fund and Oakmark Select, and he was Morningstar's Domestic-Stock Manager of the Year for 2001. He gave a keynote presentation June 30 at the 2006 Morningstar Investment Conference.Before the conference, we asked Mansueto and Nygren to sit down and discuss their history together and investing. The conversation in this video took place June 7 at Morningstar's offices in Chicago. It has been edited for clarity. A longer transcription of the conversation can be read on www.morningstaradvisor.com.
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