 |
 |
|
| Advance client relations with educational,
informative and detailed FINRA reviewed sales ideas. These one-page investment
concept hand-outs serve as an effective resource that help facilitate ongoing
communication and strong relationships with clients. Partner with a third party
resource that investors respect and discover the benefits of Morningstar
Advisor Sales Ideas. Educate your clients, save time, focus on client
relationships, and enhance marketing efforts. |
|
|
|
|
|
 |
|
| October 2010 | Inflated Expectations |
| A million dollars may seem like a lot of money, but factors such as inflation erode retirement savings over longer time periods. The result: $1 million today may not have the same value 20 years from now. The image displays inflation-adjusted values of $1 million over select 20-year periods for three inflation rates: the minimum, median, and maximum inflation (1926-2009). |
|
|
| November 2010 | G(REIT) Expectations |
| Though real estate investment trusts (REITs) may be considered by some to be risky investments, their large income component and attractive risk/return characteristics may help stabilize and prevent big losses. The graph illustrates the realized losses in REITs for one-, five-, and 15-year periods. |
|
|
|
|
|
|
 |
|
| August 2010 | Moving Target |
| Target-date funds serve as a simple investment solution where the fund allocation shifts from a stock-heavy portfolio to a bond-heavy portfolio as an investor approaches retirement. Some funds within the same target-date fund category may have larger allocations to equity, so investors should ensure that the fund's risk profile is aligned with their level of risk tolerance. This sales idea illustrates the range of equity allocations across different target-date fund categories. |
|
|
| July 2010 | Tax Shelter |
| Taxes can significantly reduce portfolio returns. Fixed-income investments, such as various types of bonds, are particularly affected by income taxes, which can range from 10% to 35%. Since municipal bonds are not subject to federal income taxes, they can be a tax-efficient investment, especially for investors in higher tax brackets. This sales idea illustrates the tax benefits of municipal bonds by comparing before- and after-tax yields for five types of bonds: municipal, government, corporate (investment-grade), high-yield, and aggregate bonds. |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
 |
|
Manager's View Participants
|
|
|
|
|
|
|
|
|
Follow us on Twitter